/* ============================================================
   ThinkActRetire — main.css
   Design tokens → Reset → Layout → Components → Pages
   ============================================================ */

/* ── DESIGN TOKENS ─────────────────────────────────────────── */
:root {
  /* Colours */
  --amber:       #B47518;
  --amber-light: #f5e9d0;
  --amber-muted: #7a4f10;
  --blue:        #185FA5;
  --blue-light:  #d0e3f5;
  --blue-muted:  #0f3f6e;
  --teal:        #0F6E56;
  --teal-light:  #d0efe8;
  --teal-muted:  #084d3a;
  --text:        #1a1a18;
  --text-muted:  #5a5a56;
  --text-faint:  #8a8a85;
  --bg:          #faf9f7;
  --card-bg:     #ffffff;
  --border:      rgba(26,26,24,0.12);
  --border-dark: rgba(26,26,24,0.22);

  /* Typography */
  --font-serif:  'Lora', Georgia, serif;
  --font-sans:   'DM Sans', system-ui, -apple-system, sans-serif;

  /* Spacing */
  --space-1:  0.25rem;
  --space-2:  0.5rem;
  --space-3:  0.75rem;
  --space-4:  1rem;
  --space-6:  1.5rem;
  --space-8:  2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;

  /* Layout */
  --max-width:        1160px;
  --content-width:    720px;
  --border-radius:    4px;
  --border-width:     0.5px;

  /* Transitions */
  --transition: 160ms ease;
}

/* ── RESET ──────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  font-family: var(--font-sans);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--text);
  background-color: var(--bg);
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: underline; text-underline-offset: 3px; }
a:hover { opacity: 0.75; }
button { cursor: pointer; font-family: inherit; }
ul, ol { list-style: none; }
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-serif);
  line-height: 1.2;
  font-weight: 600;
  color: var(--text);
}

/* ── LAYOUT ─────────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin-inline: auto;
  padding-inline: var(--space-6);
}

/* ── UTILITIES ──────────────────────────────────────────────── */
.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* ── SECTION LABEL ──────────────────────────────────────────── */
.section-label {
  font-family: var(--font-sans);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: var(--space-4);
}

/* ── BUTTONS ─────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 0.7rem 1.5rem;
  font-family: var(--font-sans);
  font-size: 0.9rem;
  font-weight: 500;
  text-decoration: none;
  border-radius: var(--border-radius);
  border: var(--border-width) solid transparent;
  transition: opacity var(--transition), background var(--transition);
  white-space: nowrap;
}
.btn--primary {
  background: var(--text);
  color: var(--bg);
  border-color: var(--text);
}
.btn--primary:hover { opacity: 0.82; }

.btn--ghost {
  background: transparent;
  color: var(--text);
  border-color: var(--border-dark);
}
.btn--ghost:hover { background: rgba(26,26,24,0.05); opacity: 1; }

.btn--amber { background: var(--amber); color: #fff; border-color: var(--amber); }
.btn--blue  { background: var(--blue);  color: #fff; border-color: var(--blue); }
.btn--teal  { background: var(--teal);  color: #fff; border-color: var(--teal); }
.btn--amber:hover, .btn--blue:hover, .btn--teal:hover { opacity: 0.85; }

.btn-link {
  display: inline-flex;
  align-items: center;
  font-family: var(--font-sans);
  font-size: 0.875rem;
  font-weight: 500;
  text-decoration: none;
  color: var(--text);
  border-bottom: var(--border-width) solid var(--border-dark);
  padding-bottom: 1px;
  transition: border-color var(--transition), opacity var(--transition);
}
.btn-link:hover { opacity: 0.7; border-color: var(--text); }

/* ── HEADER ──────────────────────────────────────────────────── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--bg);
  border-bottom: var(--border-width) solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.site-logo {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  text-decoration: none;
  color: var(--text);
  letter-spacing: -0.01em;
}
.logo-act { color: var(--amber); }

.primary-nav {
  display: flex;
  align-items: center;
  gap: var(--space-6);
}
.nav-list {
  display: flex;
  align-items: center;
  gap: var(--space-6);
}
.nav-link {
  font-size: 0.875rem;
  font-weight: 500;
  text-decoration: none;
  color: var(--text-muted);
  transition: color var(--transition);
}
.nav-link:hover { color: var(--text); opacity: 1; }

.nav-cta {
  display: inline-flex;
  align-items: center;
  padding: 0.45rem 1rem;
  background: var(--text);
  color: var(--bg);
  font-size: 0.8rem;
  font-weight: 500;
  text-decoration: none;
  border-radius: 50px;
  transition: opacity var(--transition);
  white-space: nowrap;
}
.nav-cta:hover { opacity: 0.82; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: var(--space-2);
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 1.5px;
  background: var(--text);
  transition: var(--transition);
}

/* ── FOOTER ──────────────────────────────────────────────────── */
.site-footer {
  border-top: var(--border-width) solid var(--border);
  padding-top: var(--space-10);
  padding-bottom: var(--space-8);
  margin-top: var(--space-24);
}
.footer-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-6);
  padding-bottom: var(--space-8);
  border-bottom: var(--border-width) solid var(--border);
  margin-bottom: var(--space-6);
}
.footer-logo { font-size: 1rem; }

.footer-nav-list {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4) var(--space-6);
}
.footer-nav-list a {
  font-size: 0.875rem;
  color: var(--text-muted);
  text-decoration: none;
  transition: color var(--transition);
}
.footer-nav-list a:hover { color: var(--text); }

.footer-bottom {}
.disclaimer-line {
  font-size: 0.6875rem; /* 11px */
  color: var(--text-faint);
  line-height: 1.5;
}
.disclaimer-link {
  color: var(--text-faint);
  text-decoration: underline;
  text-underline-offset: 2px;
  margin-left: var(--space-2);
}
.disclaimer-link:hover { color: var(--text-muted); opacity: 1; }

/* ── HERO ────────────────────────────────────────────────────── */
.hero {
  padding: var(--space-24) 0 var(--space-20);
  border-bottom: var(--border-width) solid var(--border);
}
.hero__inner {}
.hero__eyebrow {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: var(--space-6);
}
.hero__headline {
  font-size: clamp(2.5rem, 6vw, 4.5rem);
  font-weight: 700;
  line-height: 1.08;
  letter-spacing: -0.02em;
  max-width: 14ch;
  margin-bottom: var(--space-6);
}
.hero__lead {
  font-size: 1.15rem;
  color: var(--text-muted);
  max-width: 52ch;
  margin-bottom: var(--space-10);
  line-height: 1.6;
}
.hero__ctas {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}

/* ── PAGE HERO ───────────────────────────────────────────────── */
.page-hero {
  padding: var(--space-16) 0 var(--space-12);
  border-bottom: var(--border-width) solid var(--border);
}
.page-hero__title {
  font-size: clamp(2rem, 4vw, 3rem);
  letter-spacing: -0.02em;
  margin-bottom: var(--space-4);
}
.page-hero__lead {
  font-size: 1.1rem;
  color: var(--text-muted);
  max-width: 56ch;
  line-height: 1.6;
}

/* ── FRAMEWORK CARDS ─────────────────────────────────────────── */
.framework-card {
  background: var(--card-bg);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
  overflow: hidden;
  transition: border-color var(--transition);
}
.framework-card:hover { border-color: var(--border-dark); }

.framework-card--amber { border-top: 3px solid var(--amber); }
.framework-card--blue  { border-top: 3px solid var(--blue);  }
.framework-card--teal  { border-top: 3px solid var(--teal);  }

.framework-card__inner {
  padding: var(--space-8);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  height: 100%;
}

.framework-tag {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.25rem 0.65rem;
  border-radius: 50px;
  margin-bottom: var(--space-4);
}
.framework-tag--amber { background: var(--amber-light); color: var(--amber-muted); }
.framework-tag--blue  { background: var(--blue-light);  color: var(--blue-muted);  }
.framework-tag--teal  { background: var(--teal-light);  color: var(--teal-muted);  }

.framework-card__title {
  font-size: 2rem;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-2);
}
.framework-card__subtitle {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-bottom: var(--space-4);
  letter-spacing: 0.03em;
}
.framework-card__tagline {
  font-size: 1rem;
  font-family: var(--font-serif);
  font-style: italic;
  color: var(--text-muted);
  margin-bottom: var(--space-4);
}
.framework-card__body {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: var(--space-6);
  max-width: 36ch;
}
.framework-card__pills {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-2);
  margin-bottom: var(--space-6);
}
.framework-card__actions {
  display: flex;
  justify-content: center;
  margin-top: auto;
}

/* Pills */
.pill {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 500;
  padding: 0.2rem 0.65rem;
  border-radius: 50px;
  border: var(--border-width) solid currentColor;
}
.pill--amber { color: var(--amber); border-color: var(--amber); background: var(--amber-light); }
.pill--blue  { color: var(--blue);  border-color: var(--blue);  background: var(--blue-light);  }
.pill--teal  { color: var(--teal);  border-color: var(--teal);  background: var(--teal-light);  }

/* Card links */
.card-link {
  font-size: 0.85rem;
  font-weight: 500;
  text-decoration: none;
  transition: opacity var(--transition);
}
.card-link--amber { color: var(--amber); }
.card-link--blue  { color: var(--blue);  }
.card-link--teal  { color: var(--teal);  }
.card-link:hover  { opacity: 0.7; }

/* ── FRAMEWORKS SECTION ──────────────────────────────────────── */
.frameworks-section {
  padding: var(--space-20) 0;
  border-bottom: var(--border-width) solid var(--border);
}
.frameworks-intro {
  font-size: 1.1rem;
  color: var(--text-muted);
  margin-bottom: var(--space-10);
}
.frameworks-financial-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-6);
  margin-bottom: var(--space-6);
}
.frameworks-foundation-row {
  display: flex;
  flex-direction: column;
  align-items: center;
}
.foundation-label {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: var(--space-4);
  text-align: center;
}
.frameworks-foundation-row .framework-card {
  width: 100%;
  max-width: 600px;
}
.frameworks-foundation-row .framework-card__inner {
  max-width: 480px;
  margin-inline: auto;
}

/* ── QUOTE BAND ──────────────────────────────────────────────── */
.quote-band {
  background: var(--text);
  padding: var(--space-16) 0;
}
.quote-band__quote p {
  font-family: var(--font-serif);
  font-size: clamp(1.3rem, 2.5vw, 2rem);
  font-style: italic;
  color: var(--bg);
  line-height: 1.4;
  margin-bottom: var(--space-6);
  max-width: 36ch;
}
.quote-band__attribution {
  font-size: 0.85rem;
  color: rgba(250,249,247,0.55);
  font-style: normal;
}

/* ── ABOUT SECTION (homepage) ───────────────────────────────── */
.about-section {
  padding: var(--space-20) 0;
  border-bottom: var(--border-width) solid var(--border);
}
.about-section__inner {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: var(--space-16);
  align-items: start;
}
.about-section__heading {
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  margin-bottom: var(--space-6);
  letter-spacing: -0.02em;
}
.about-section__bio p {
  color: var(--text-muted);
  margin-bottom: var(--space-4);
  max-width: 52ch;
}
.about-section__bio .btn-link { margin-top: var(--space-4); }

.about-section__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
}

.stat-block {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
  padding: var(--space-6);
  background: var(--card-bg);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
}
.stat-number {
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 700;
  color: var(--amber);
  line-height: 1;
}
.stat-label {
  font-size: 0.75rem;
  color: var(--text-muted);
}
.stat-block--full { grid-column: 1 / -1; }

/* ── BEGIN SECTION ──────────────────────────────────────────── */
.begin-section {
  padding: var(--space-20) 0;
  border-bottom: var(--border-width) solid var(--border);
}
.begin-section__heading {
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  margin-bottom: var(--space-10);
  letter-spacing: -0.02em;
}
.begin-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  margin-bottom: var(--space-10);
}
.begin-step {
  padding: var(--space-8) 0;
  border-top: var(--border-width) solid var(--border);
}
.step-number {
  display: block;
  font-family: var(--font-serif);
  font-size: 2rem;
  color: var(--amber);
  margin-bottom: var(--space-4);
  line-height: 1;
}
.step-title {
  font-size: 1.1rem;
  margin-bottom: var(--space-3);
}
.step-body {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: var(--space-6);
  line-height: 1.6;
}
.begin-cta { text-align: center; }

/* ── ARTICLES PREVIEW ───────────────────────────────────────── */
.articles-preview {
  padding: var(--space-20) 0;
}
.articles-preview__header {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--space-4);
  margin-bottom: var(--space-10);
}
.articles-preview__heading {
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  letter-spacing: -0.02em;
}
.articles-grid {
  display: grid;
  gap: var(--space-6);
}
.articles-grid--three {
  grid-template-columns: repeat(3, 1fr);
}

/* ── ARTICLE CARDS ──────────────────────────────────────────── */
.article-card {
  padding: var(--space-6);
  background: var(--card-bg);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  transition: border-color var(--transition);
}
.article-card:hover { border-color: var(--border-dark); }

.article-card__meta {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}
.article-category {
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--amber);
}
.article-date {
  font-size: 0.75rem;
  color: var(--text-faint);
}
.article-card__title {
  font-size: 1.1rem;
  line-height: 1.3;
}
.article-card__title a { text-decoration: none; }
.article-card__title a:hover { text-decoration: underline; text-underline-offset: 3px; }
.article-card__excerpt {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.55;
}
.article-card__link {
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--text-muted);
  text-decoration: none;
  margin-top: auto;
  padding-top: var(--space-2);
  border-top: var(--border-width) solid var(--border);
}
.article-card__link:hover { color: var(--text); opacity: 1; }

/* ── FRAMEWORK PAGE ─────────────────────────────────────────── */
.framework-hero {
  padding: var(--space-16) 0 var(--space-12);
  border-bottom: var(--border-width) solid var(--border);
}
.framework-hero__inner {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-3);
}
.framework-hero__title {
  font-size: clamp(3rem, 7vw, 5.5rem);
  letter-spacing: -0.03em;
  line-height: 1;
}
.framework-page--amber .framework-hero__title { color: var(--amber); }
.framework-page--blue  .framework-hero__title { color: var(--blue);  }
.framework-page--teal  .framework-hero__title { color: var(--teal);  }

.framework-hero__subtitle {
  font-size: 0.875rem;
  color: var(--text-muted);
  letter-spacing: 0.06em;
}
.framework-hero__tagline {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 1.15rem;
  color: var(--text-muted);
  margin-top: var(--space-2);
}

.framework-body { padding: var(--space-16) 0; }
.framework-body__inner {
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: var(--space-16);
  align-items: start;
}
.framework-content { max-width: 65ch; }
.framework-pills-block {
  padding: var(--space-8);
  background: var(--card-bg);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
  position: sticky;
  top: 80px;
}
.pills-heading {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: var(--space-4);
  font-family: var(--font-sans);
}
.framework-pills {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  margin-bottom: var(--space-6);
}
.framework-actions {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin-top: var(--space-2);
}

.btn-print {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 0.6rem 1.2rem;
  background: transparent;
  border: var(--border-width) solid var(--border-dark);
  border-radius: var(--border-radius);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-muted);
  transition: background var(--transition), color var(--transition);
}
.btn-print:hover {
  background: var(--text);
  color: var(--bg);
  border-color: var(--text);
}

/* ── PROSE ──────────────────────────────────────────────────── */
.prose h2 {
  font-size: 1.4rem;
  margin-top: var(--space-10);
  margin-bottom: var(--space-4);
  letter-spacing: -0.01em;
}
.prose h3 {
  font-size: 1.1rem;
  margin-top: var(--space-8);
  margin-bottom: var(--space-3);
}
.prose p {
  color: var(--text-muted);
  margin-bottom: var(--space-5);
  line-height: 1.7;
}
.prose p:first-child { color: var(--text); }
.prose ul, .prose ol {
  padding-left: var(--space-6);
  margin-bottom: var(--space-5);
  color: var(--text-muted);
}
.prose ul { list-style: disc; }
.prose ol { list-style: decimal; }
.prose li { margin-bottom: var(--space-2); line-height: 1.65; }
.prose strong { color: var(--text); font-weight: 600; }
.prose a { color: var(--amber); }
.prose blockquote {
  border-left: 3px solid var(--amber);
  padding-left: var(--space-6);
  margin: var(--space-8) 0;
  font-style: italic;
  color: var(--text-muted);
}
.prose hr {
  border: none;
  border-top: var(--border-width) solid var(--border);
  margin: var(--space-10) 0;
}

/* ── ARTICLE PAGE ───────────────────────────────────────────── */
.article-header {
  padding: var(--space-16) 0 var(--space-10);
  border-bottom: var(--border-width) solid var(--border);
}
.article-header__inner {}
.article-header__meta {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-bottom: var(--space-6);
}
.article-header__title {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  letter-spacing: -0.02em;
  max-width: 22ch;
  margin-bottom: var(--space-4);
}
.article-header__excerpt {
  font-size: 1.1rem;
  color: var(--text-muted);
  max-width: 54ch;
  line-height: 1.6;
  font-family: var(--font-serif);
  font-style: italic;
}
.article-body {
  padding: var(--space-12) 0;
}
.article-body__inner {
  display: grid;
  grid-template-columns: 1fr 240px;
  gap: var(--space-16);
  align-items: start;
}
.article-footer {
  padding: var(--space-10) 0;
  border-top: var(--border-width) solid var(--border);
}

/* ── SIDEBAR ────────────────────────────────────────────────── */
.sidebar-block {
  padding: var(--space-6);
  background: var(--card-bg);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
  margin-bottom: var(--space-4);
}
.sidebar-block__title {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: var(--space-4);
  font-family: var(--font-sans);
}
.sidebar-block p {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.55;
}
.sidebar-block--disclaimer p { font-size: 0.75rem; }
.sidebar-framework-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.sidebar-link {
  display: block;
  font-size: 0.85rem;
  font-weight: 500;
  text-decoration: none;
  padding: var(--space-2) 0;
  border-bottom: var(--border-width) solid var(--border);
  transition: opacity var(--transition);
}
.sidebar-link:last-child { border-bottom: none; }
.sidebar-link:hover { opacity: 0.7; }
.sidebar-link--amber { color: var(--amber); }
.sidebar-link--blue  { color: var(--blue); }
.sidebar-link--teal  { color: var(--teal); }

/* ── START PAGE ──────────────────────────────────────────────── */
.page-hero--start {
  background: linear-gradient(
    to bottom,
    var(--bg) 0%,
    var(--card-bg) 100%
  );
}
.start-stages { padding: var(--space-16) 0; }
.start-stage {
  padding: var(--space-12) 0;
  border-bottom: var(--border-width) solid var(--border);
}
.start-stage__label {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: var(--space-8);
}
.start-stage__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-12);
  align-items: center;
}
.start-stage__inner--reverse .start-stage__card { order: 2; }
.start-stage__inner--reverse .start-stage__description { order: 1; }
.start-stage__title {
  font-size: 1.6rem;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-4);
}
.start-stage__description p {
  color: var(--text-muted);
  margin-bottom: var(--space-4);
  line-height: 1.65;
}
.start-stage__description strong { color: var(--text); }

.stage-connector {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  padding: var(--space-6) 0;
  color: var(--text-faint);
}
.stage-connector__line {
  flex: 1;
  height: var(--border-width);
  background: var(--border);
}
.stage-connector__label {
  font-size: 0.75rem;
  font-style: italic;
  white-space: nowrap;
}

.start-closing {
  padding: var(--space-16) 0;
  border-top: var(--border-width) solid var(--border);
  margin-top: var(--space-8);
}
.start-closing__inner { text-align: center; }
.start-closing__heading {
  font-size: clamp(1.4rem, 2.5vw, 2rem);
  margin-bottom: var(--space-4);
}
.start-closing__body {
  color: var(--text-muted);
  max-width: 52ch;
  margin-inline: auto;
  margin-bottom: var(--space-8);
  line-height: 1.6;
}

/* ── ABOUT PAGE ──────────────────────────────────────────────── */
.about-page { padding: var(--space-16) 0; }
.about-page__inner {
  display: grid;
  grid-template-columns: 1fr 260px;
  gap: var(--space-16);
  align-items: start;
}
.about-page__content h2 {
  font-size: 1.3rem;
  margin-top: var(--space-10);
  margin-bottom: var(--space-4);
}
.about-page__content h2:first-child { margin-top: 0; }
.about-page__content p {
  color: var(--text-muted);
  margin-bottom: var(--space-4);
  line-height: 1.7;
  max-width: 62ch;
}
.about-page__content a { color: var(--amber); }
.stats-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-3);
  position: sticky;
  top: 80px;
}

/* ── RESOURCES PAGE ──────────────────────────────────────────── */
.resources-page { padding: var(--space-16) 0; }
.resources-page__inner {}
.resources-category {
  margin-bottom: var(--space-12);
  padding-bottom: var(--space-12);
  border-bottom: var(--border-width) solid var(--border);
}
.resources-category:last-of-type { border-bottom: none; }
.resources-category__title {
  font-size: 1.3rem;
  margin-bottom: var(--space-8);
  letter-spacing: -0.01em;
}
.resources-list {
  display: grid;
  gap: var(--space-6);
}
.resource-item {
  padding: var(--space-6);
  background: var(--card-bg);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
}
.resource-item__title {
  font-family: var(--font-serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: var(--space-1);
}
.resource-item__author {
  font-size: 0.8rem;
  color: var(--amber);
  margin-bottom: var(--space-3);
}
.resource-item__desc {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
}
.resources-disclaimer {
  padding: var(--space-6);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ── ARTICLES PAGE ──────────────────────────────────────────── */
.articles-page { padding: var(--space-16) 0; }
.articles-page .articles-grid {
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
}
.empty-state {
  color: var(--text-faint);
  font-style: italic;
}

/* ── CONTACT PAGE ────────────────────────────────────────────── */
.contact-page { padding: var(--space-16) 0; }
.contact-page__inner {
  display: grid;
  grid-template-columns: 1fr 260px;
  gap: var(--space-16);
  align-items: start;
}
.contact-form-wrap {}
.contact-form {
  display: flex;
  flex-direction: column;
  gap: var(--space-6);
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.form-label {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--text);
}
.required { color: var(--amber); }
.form-input,
.form-select,
.form-textarea {
  padding: 0.65rem 0.85rem;
  font-family: var(--font-sans);
  font-size: 0.9rem;
  color: var(--text);
  background: var(--card-bg);
  border: var(--border-width) solid var(--border-dark);
  border-radius: var(--border-radius);
  width: 100%;
  transition: border-color var(--transition), outline var(--transition);
  appearance: none;
}
.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  outline: 2px solid var(--amber);
  outline-offset: 2px;
  border-color: transparent;
}
.form-textarea { resize: vertical; min-height: 160px; }
.form-footer {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: var(--space-6);
  flex-wrap: wrap;
}
.form-disclaimer {
  font-size: 0.75rem;
  color: var(--text-faint);
  max-width: 38ch;
  line-height: 1.5;
}
.contact-sidebar {}

/* ── DISCLAIMER PAGE ─────────────────────────────────────────── */
.disclaimer-page { padding: var(--space-16) 0; }
.disclaimer-page__inner {}
.disclaimer-full {
  font-family: var(--font-serif);
  font-size: 1rem;
  line-height: 1.75;
  color: var(--text-muted);
  padding: var(--space-8);
  background: var(--card-bg);
  border: var(--border-width) solid var(--border);
  border-radius: var(--border-radius);
  margin-bottom: var(--space-10);
}

/* ── RESPONSIVE ──────────────────────────────────────────────── */
@media (max-width: 900px) {
  .frameworks-financial-row {
    grid-template-columns: 1fr;
  }
  .about-section__inner {
    grid-template-columns: 1fr;
  }
  .about-section__stats {
    grid-template-columns: repeat(4, 1fr);
  }
  .begin-steps {
    grid-template-columns: 1fr;
  }
  .articles-grid--three {
    grid-template-columns: 1fr 1fr;
  }
  .framework-body__inner {
    grid-template-columns: 1fr;
  }
  .framework-pills-block {
    position: static;
  }
  .article-body__inner {
    grid-template-columns: 1fr;
  }
  .start-stage__inner {
    grid-template-columns: 1fr;
  }
  .start-stage__inner--reverse .start-stage__card { order: 0; }
  .start-stage__inner--reverse .start-stage__description { order: 0; }
  .about-page__inner {
    grid-template-columns: 1fr;
  }
  .stats-card { position: static; }
  .contact-page__inner {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .container { padding-inline: var(--space-4); }

  .primary-nav {
    display: none;
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    background: var(--bg);
    border-bottom: var(--border-width) solid var(--border);
    flex-direction: column;
    align-items: flex-start;
    padding: var(--space-6);
    gap: var(--space-4);
  }
  .primary-nav.is-open { display: flex; }
  .nav-list { flex-direction: column; gap: var(--space-3); }
  .nav-toggle { display: flex; }

  .articles-grid--three,
  .articles-page .articles-grid { grid-template-columns: 1fr; }
  .about-section__stats { grid-template-columns: 1fr 1fr; }
  .form-footer { flex-direction: column; }
  .footer-top { flex-direction: column; gap: var(--space-4); }
}

/* ── FRAMEWORK PAGES (redesigned) ───────────────────────────── */
:root {
  --fw-bg-secondary: #f4f2ed;
  --fw-border-inner: rgba(0,0,0,0.08);
  --fw-amber-light:  #FEF3DC;
  --fw-amber-text:   #8C5A0E;
  --fw-amber-dark:   #633806;
  --fw-blue-text:    #0C447C;
  --fw-blue-mid:     #378ADD;
  --fw-teal-light:   #E1F5EE;
  --fw-teal-dark:    #085041;
}

/* HERO */
.fw-hero { padding: 3.5rem 3rem 3rem; border-bottom: 0.5px solid var(--border); }
.fw-breadcrumb { font-size: 11px; color: var(--text-faint); margin-bottom: 1.5rem; }
.fw-breadcrumb a { text-decoration: none; color: inherit; }
.fw-breadcrumb a:hover { color: var(--text); opacity: 1; }
.fw-breadcrumb span { margin: 0 6px; }
.fw-hero__inner { display: grid; grid-template-columns: 1fr 260px; gap: 3rem; align-items: start; }
.fw-tag {
  display: inline-block; font-size: 10px; font-weight: 500; letter-spacing: 1.5px;
  text-transform: uppercase; padding: 4px 12px; border-radius: 20px; margin-bottom: 1.25rem;
}
.fw-tag--amber { background: var(--fw-amber-light); color: var(--fw-amber-text); }
.fw-tag--blue  { background: var(--blue-light);     color: var(--fw-blue-text); }
.fw-tag--teal  { background: var(--fw-teal-light);  color: var(--teal); }
.fw-title {
  font-family: var(--font-serif); font-size: 56px; font-weight: 600;
  line-height: 1; letter-spacing: -1px; color: var(--text); margin-bottom: 0.5rem;
}
.fw-subtitle { font-size: 13px; font-weight: 500; letter-spacing: 0.5px; color: var(--text-faint); margin-bottom: 1.25rem; }
.fw-tagline {
  font-family: var(--font-serif); font-size: 20px; font-style: italic;
  line-height: 1.4; color: var(--text-muted); font-weight: 400; margin-bottom: 1.75rem; max-width: 520px;
}
.fw-intro { font-size: 15px; line-height: 1.75; color: var(--text-muted); font-weight: 300; max-width: 560px; }

/* META SIDEBAR */
.fw-meta { background: var(--fw-bg-secondary); border-radius: 12px; padding: 1.5rem; }
.fw-meta__label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: var(--text-faint); margin-bottom: 1rem; }
.fw-meta__item { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 1rem; padding-bottom: 1rem; border-bottom: 0.5px solid var(--fw-border-inner); }
.fw-meta__item:last-child { margin-bottom: 0; padding-bottom: 0; border-bottom: none; }
.fw-meta__letter { font-family: var(--font-serif); font-size: 22px; font-weight: 600; line-height: 1; min-width: 24px; }
.fw-meta__letter--amber { color: var(--amber); }
.fw-meta__letter--blue  { color: var(--blue); }
.fw-meta__letter--teal  { color: var(--teal); }
.fw-meta__word { font-size: 13px; font-weight: 500; color: var(--text); line-height: 1.3; }
.fw-meta__word span { display: block; font-size: 11px; font-weight: 300; color: var(--text-faint); margin-top: 2px; }

/* SECTIONS */
.fw-section { padding: 3rem; }
.fw-section__label { font-size: 10px; font-weight: 500; letter-spacing: 2.5px; text-transform: uppercase; color: var(--text-faint); margin-bottom: 1.5rem; }
.fw-section h2 { font-family: var(--font-serif); font-size: 24px; font-weight: 600; margin-bottom: 0.5rem; }
.fw-section__sub { font-size: 12px; font-weight: 500; letter-spacing: 1px; text-transform: uppercase; color: var(--blue); margin-bottom: 1.25rem; }
.fw-section__intro { font-size: 14px; line-height: 1.75; color: var(--text-muted); font-weight: 300; margin-bottom: 1.75rem; max-width: 680px; }
.fw-divider { height: 0.5px; background: var(--fw-border-inner); margin: 0 3rem; }

/* FOUR-GRID */
.fw-four-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--fw-border-inner); border: 0.5px solid var(--border); border-radius: 16px; overflow: hidden; }
.fw-q-card { background: var(--card-bg); padding: 2rem; }
.fw-q-letter { font-family: var(--font-serif); font-size: 48px; font-weight: 600; line-height: 1; margin-bottom: 0.25rem; }
.fw-q-letter--amber { color: var(--fw-amber-light); }
.fw-q-letter--blue  { color: var(--blue-light); }
.fw-q-letter--teal  { color: var(--fw-teal-light); }
.fw-q-name { font-family: var(--font-serif); font-size: 20px; font-weight: 600; color: var(--text); margin-bottom: 0.75rem; }
.fw-q-body { font-size: 14px; line-height: 1.7; color: var(--text-muted); font-weight: 300; margin-bottom: 1.25rem; }
.fw-q-insight { border-radius: 8px; padding: 0.875rem 1rem; font-size: 13px; line-height: 1.6; }
.fw-q-insight strong { font-weight: 500; }
.fw-q-insight--amber { background: var(--fw-amber-light); color: var(--fw-amber-dark); }
.fw-q-insight--blue  { background: var(--blue-light);    color: var(--fw-blue-text); }
.fw-q-insight--teal  { background: var(--fw-teal-light); color: var(--fw-teal-dark); }

/* DARK BAND */
.fw-dark-band { background: var(--text); border-radius: 16px; padding: 2.5rem; margin: 0 3rem 3rem; }
.fw-dark-label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 1rem; }
.fw-dark-title { font-family: var(--font-serif); font-size: 22px; font-weight: 600; color: #f4f2ed; margin-bottom: 0.75rem; }
.fw-dark-body { font-size: 14px; line-height: 1.75; color: rgba(255,255,255,0.6); font-weight: 300; max-width: 600px; }

/* STEPS */
.fw-steps-section { padding: 3rem; }
.fw-steps-section h2 { font-family: var(--font-serif); font-size: 22px; font-weight: 600; margin-bottom: 1.5rem; }
.fw-steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--fw-border-inner); border: 0.5px solid var(--border); border-radius: 16px; overflow: hidden; }
.fw-step { background: var(--card-bg); padding: 1.5rem; }
.fw-step-num { font-size: 10px; font-weight: 500; letter-spacing: 1.5px; color: var(--text-faint); margin-bottom: 0.5rem; }
.fw-step-text { font-size: 13px; line-height: 1.65; color: var(--text-muted); font-weight: 300; }
.fw-step-text strong { font-weight: 500; color: var(--text); display: block; margin-bottom: 0.3rem; font-size: 14px; }

/* ACTIONS */
.fw-actions { padding: 0 3rem 3rem; display: flex; gap: 1rem; align-items: center; }
.fw-btn-print {
  display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 500;
  background: var(--text); color: var(--bg); padding: 10px 20px; border-radius: 40px;
  cursor: pointer; border: none; font-family: var(--font-sans); transition: opacity 0.2s;
}
.fw-btn-print:hover { opacity: 0.8; }
.fw-btn-read { font-size: 13px; font-weight: 500; text-decoration: none; border-bottom: 1px solid transparent; padding-bottom: 1px; transition: border-color 0.2s; }
.fw-btn-read--amber { color: var(--amber); }
.fw-btn-read--amber:hover { border-color: var(--amber); opacity: 1; }
.fw-btn-read--blue  { color: var(--blue); }
.fw-btn-read--blue:hover  { border-color: var(--blue); opacity: 1; }
.fw-btn-read--teal  { color: var(--teal); }
.fw-btn-read--teal:hover  { border-color: var(--teal); opacity: 1; }

/* RELATED */
.fw-related { padding: 2.5rem 3rem 3rem; border-top: 0.5px solid var(--fw-border-inner); }
.fw-related-label { font-size: 10px; font-weight: 500; letter-spacing: 2.5px; text-transform: uppercase; color: var(--text-faint); margin-bottom: 1.5rem; }
.fw-related-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.fw-related-card {
  background: var(--card-bg); border: 0.5px solid var(--border); border-radius: 12px;
  padding: 1.25rem 1.5rem; display: flex; align-items: center; justify-content: space-between;
  transition: background 0.2s; text-decoration: none; color: inherit;
}
.fw-related-card:hover { background: var(--fw-bg-secondary); opacity: 1; }
.fw-related-name { font-family: var(--font-serif); font-size: 20px; font-weight: 600; margin-bottom: 3px; }
.fw-related-sub { font-size: 11px; color: var(--text-faint); }
.fw-related-tag { font-size: 10px; font-weight: 500; letter-spacing: 1px; text-transform: uppercase; padding: 3px 8px; border-radius: 20px; }
.fw-tag-amber { background: var(--fw-amber-light); color: var(--fw-amber-text); }
.fw-tag-blue  { background: var(--blue-light);    color: var(--fw-blue-text); }
.fw-tag-teal  { background: var(--fw-teal-light); color: var(--teal); }

/* GAIT: reading band */
.fw-reading-band { background: var(--text); border-radius: 12px; padding: 2rem 2.5rem; display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; margin-bottom: 1.5rem; }
.fw-reading-quote { font-family: var(--font-serif); font-size: 18px; font-style: italic; line-height: 1.5; color: #f4f2ed; }
.fw-reading-attr { font-size: 12px; color: rgba(255,255,255,0.4); margin-top: 0.75rem; }
.fw-resources__label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 0.875rem; }
.fw-resource-item { display: flex; gap: 10px; padding: 0.5rem 0; border-bottom: 0.5px solid rgba(255,255,255,0.08); align-items: flex-start; }
.fw-resource-item:last-child { border-bottom: none; }
.fw-resource-type { font-size: 10px; font-weight: 500; letter-spacing: 1px; text-transform: uppercase; color: #EF9F27; min-width: 60px; padding-top: 2px; }
.fw-resource-name { font-size: 13px; color: rgba(255,255,255,0.7); font-weight: 300; line-height: 1.4; }
.fw-amber-callout { background: var(--fw-amber-light); border-radius: 10px; padding: 1.25rem 1.5rem; margin-bottom: 1.5rem; }
.fw-amber-callout p { font-size: 14px; line-height: 1.7; color: var(--fw-amber-dark); font-weight: 300; }
.fw-amber-callout p strong { font-weight: 500; }

/* GAIT: equities */
.fw-eq-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--fw-border-inner); border: 0.5px solid var(--border); border-radius: 12px; overflow: hidden; margin-bottom: 1.5rem; }
.fw-eq-card { background: var(--card-bg); padding: 1.5rem; }
.fw-eq-title { font-size: 14px; font-weight: 500; color: var(--text); margin-bottom: 0.5rem; }
.fw-eq-body { font-size: 13px; line-height: 1.65; color: var(--text-muted); font-weight: 300; }

/* GAIT: compare */
.fw-compare-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--fw-border-inner); border: 0.5px solid var(--border); border-radius: 12px; overflow: hidden; margin-bottom: 1.5rem; }
.fw-compare-card { background: var(--card-bg); padding: 1.5rem; }
.fw-compare-label { font-size: 10px; font-weight: 500; letter-spacing: 1.5px; text-transform: uppercase; margin-bottom: 0.75rem; }
.fw-compare-label--bad  { color: #A32D2D; }
.fw-compare-label--good { color: var(--teal); }
.fw-compare-list { list-style: none; }
.fw-compare-list li { font-size: 13px; line-height: 1.6; color: var(--text-muted); font-weight: 300; padding: 0.4rem 0; border-bottom: 0.5px solid rgba(0,0,0,0.06); display: flex; gap: 8px; }
.fw-compare-list li:last-child { border-bottom: none; }
.fw-fee-band { background: var(--text); border-radius: 10px; padding: 1.25rem 1.5rem; display: flex; align-items: center; gap: 2rem; flex-wrap: wrap; }
.fw-fee-item { text-align: center; }
.fw-fee-num { font-family: var(--font-serif); font-size: 28px; font-weight: 600; line-height: 1; margin-bottom: 4px; }
.fw-fee-num--high { color: #F09595; }
.fw-fee-num--low  { color: #9FE1CB; }
.fw-fee-lbl { font-size: 11px; color: rgba(255,255,255,0.45); font-weight: 300; }
.fw-fee-vs { font-family: var(--font-serif); font-size: 32px; color: rgba(255,255,255,0.2); }
.fw-fee-note { font-size: 13px; color: rgba(255,255,255,0.55); font-weight: 300; line-height: 1.6; flex: 1; min-width: 200px; }

/* GAIT: portfolio */
.fw-etf-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--fw-border-inner); border: 0.5px solid var(--border); border-radius: 12px; overflow: hidden; margin-bottom: 1.5rem; }
.fw-etf-card { background: var(--card-bg); padding: 1.25rem; }
.fw-etf-ticker { font-family: var(--font-serif); font-size: 18px; font-weight: 600; color: var(--amber); margin-bottom: 0.25rem; }
.fw-etf-name { font-size: 12px; font-weight: 500; color: var(--text); margin-bottom: 0.25rem; line-height: 1.3; }
.fw-etf-desc { font-size: 11px; color: var(--text-faint); font-weight: 300; line-height: 1.4; }
.fw-model-table { background: var(--fw-bg-secondary); border-radius: 12px; padding: 1.5rem; margin-bottom: 1.5rem; }
.fw-model-label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: var(--text-faint); margin-bottom: 1rem; }
.fw-model-row { display: flex; justify-content: space-between; align-items: center; padding: 0.6rem 0; border-bottom: 0.5px solid var(--fw-border-inner); font-size: 13px; }
.fw-model-row:last-child { border-bottom: none; }
.fw-model-ticker { font-weight: 500; color: var(--amber); font-family: var(--font-serif); font-size: 15px; min-width: 60px; }
.fw-model-name { color: var(--text-muted); font-weight: 300; flex: 1; }
.fw-model-pct  { font-weight: 500; color: var(--text); min-width: 36px; text-align: right; }
.fw-avoid-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.fw-avoid-card { background: #FCEBEB; border-radius: 10px; padding: 1.25rem 1.5rem; }
.fw-avoid-title { font-size: 13px; font-weight: 500; color: #791F1F; margin-bottom: 0.4rem; }
.fw-avoid-body { font-size: 13px; line-height: 1.6; color: #A32D2D; font-weight: 300; }

/* FLOW: mission */
.fw-risks-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--fw-border-inner); border: 0.5px solid var(--border); border-radius: 12px; overflow: hidden; margin-bottom: 1.5rem; }
.fw-risk-card { background: var(--card-bg); padding: 1.25rem 1.5rem; }
.fw-risk-title { font-size: 13px; font-weight: 500; color: var(--text); margin-bottom: 0.4rem; }
.fw-risk-body  { font-size: 13px; line-height: 1.6; color: var(--text-muted); font-weight: 300; }
.fw-mission-quote { background: var(--text); border-radius: 12px; padding: 1.75rem 2rem; }
.fw-mission-quote p { font-family: var(--font-serif); font-size: 18px; font-style: italic; line-height: 1.55; color: #f4f2ed; }

/* FLOW: super card */
.fw-super-card { background: var(--blue-light); border-radius: 12px; padding: 1.75rem; margin-bottom: 1.5rem; display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.fw-super-num { font-family: var(--font-serif); font-size: 42px; font-weight: 600; color: var(--blue); line-height: 1; margin-bottom: 0.25rem; }
.fw-super-lbl { font-size: 12px; color: var(--fw-blue-text); font-weight: 500; margin-bottom: 1rem; }
.fw-super-body { font-size: 13px; line-height: 1.65; color: var(--fw-blue-text); font-weight: 300; }
.fw-super-points-lbl { font-size: 10px; font-weight: 500; letter-spacing: 1.5px; text-transform: uppercase; color: var(--fw-blue-text); margin-bottom: 0.75rem; }
.fw-super-points { list-style: none; }
.fw-super-points li { font-size: 13px; line-height: 1.6; color: var(--fw-blue-text); font-weight: 300; padding: 0.4rem 0; border-bottom: 0.5px solid rgba(24,95,165,0.15); display: flex; gap: 8px; }
.fw-super-points li:last-child { border-bottom: none; }
.fw-blue-callout { background: var(--blue-light); border-radius: 10px; padding: 1.25rem 1.5rem; margin-bottom: 1.5rem; }
.fw-blue-callout p { font-size: 14px; line-height: 1.7; color: var(--fw-blue-text); font-weight: 300; }
.fw-blue-callout p strong { font-weight: 500; }

/* FLOW: buckets */
.fw-buckets-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--fw-border-inner); border: 0.5px solid var(--border); border-radius: 16px; overflow: hidden; margin-bottom: 1.5rem; }
.fw-bucket { background: var(--card-bg); padding: 1.75rem; }
.fw-bucket-num { font-family: var(--font-serif); font-size: 36px; font-weight: 600; line-height: 1; margin-bottom: 0.25rem; }
.fw-bucket-num--b1 { color: var(--blue-light); }
.fw-bucket-num--b2 { color: #B5D4F4; }
.fw-bucket-num--b3 { color: var(--fw-blue-mid); }
.fw-bucket-name { font-family: var(--font-serif); font-size: 16px; font-weight: 600; color: var(--text); margin-bottom: 0.25rem; }
.fw-bucket-horizon { font-size: 11px; font-weight: 500; letter-spacing: 1px; text-transform: uppercase; color: var(--text-faint); margin-bottom: 0.875rem; }
.fw-bucket-body { font-size: 13px; line-height: 1.65; color: var(--text-muted); font-weight: 300; margin-bottom: 1rem; }
.fw-bucket-assets { background: var(--fw-bg-secondary); border-radius: 6px; padding: 0.75rem 0.875rem; font-size: 12px; color: var(--text-muted); font-weight: 300; line-height: 1.5; }
.fw-bucket-assets strong { font-weight: 500; color: var(--text); display: block; margin-bottom: 0.25rem; font-size: 11px; letter-spacing: 0.5px; text-transform: uppercase; }

/* FLOW: order */
.fw-order-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; margin-bottom: 1.5rem; }
.fw-order-card { background: var(--card-bg); border: 0.5px solid var(--border); border-radius: 12px; padding: 1.5rem; }
.fw-order-card-label { font-size: 10px; font-weight: 500; letter-spacing: 1.5px; text-transform: uppercase; color: var(--blue); margin-bottom: 0.5rem; }
.fw-order-card-title { font-size: 15px; font-weight: 500; color: var(--text); margin-bottom: 0.75rem; }
.fw-order-card-body { font-size: 13px; line-height: 1.65; color: var(--text-muted); font-weight: 300; }
.fw-fif-band { background: var(--text); border-radius: 12px; padding: 2rem; margin-bottom: 1.5rem; }
.fw-fif-label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 0.75rem; }
.fw-fif-title { font-family: var(--font-serif); font-size: 18px; font-weight: 600; color: #f4f2ed; margin-bottom: 1rem; }
.fw-fif-methods { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem; }
.fw-fif-method { background: rgba(255,255,255,0.07); border-radius: 8px; padding: 1rem; }
.fw-fif-method-name { font-size: 12px; font-weight: 500; color: #9FE1CB; margin-bottom: 0.4rem; }
.fw-fif-method-body { font-size: 12px; line-height: 1.6; color: rgba(255,255,255,0.55); font-weight: 300; }
.fw-fif-insight { font-size: 13px; line-height: 1.65; color: rgba(255,255,255,0.6); font-weight: 300; }
.fw-fif-insight strong { color: #9FE1CB; font-weight: 500; }

/* FLOW: withdrawal */
.fw-calc-table { background: var(--fw-bg-secondary); border-radius: 12px; padding: 1.75rem; margin-bottom: 1.5rem; }
.fw-calc-label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: var(--text-faint); margin-bottom: 1.25rem; }
.fw-calc-row { display: flex; justify-content: space-between; align-items: center; padding: 0.65rem 0; border-bottom: 0.5px solid var(--fw-border-inner); font-size: 14px; }
.fw-calc-row:last-child { border-bottom: none; padding-top: 0.875rem; }
.fw-calc-lbl { color: var(--text-muted); font-weight: 300; }
.fw-calc-val { font-weight: 500; color: var(--text); }
.fw-calc-val--blue  { color: var(--blue); }
.fw-calc-val--green { color: var(--teal); font-size: 15px; }
.fw-seq-risk { background: #FCEBEB; border-radius: 12px; padding: 1.75rem; margin-bottom: 1.5rem; }
.fw-seq-label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: #A32D2D; margin-bottom: 0.75rem; }
.fw-seq-title { font-size: 15px; font-weight: 500; color: #791F1F; margin-bottom: 0.75rem; }
.fw-seq-body { font-size: 13px; line-height: 1.65; color: #A32D2D; font-weight: 300; }

/* FLOW: putting it together */
.fw-putting { background: var(--text); border-radius: 16px; padding: 2.5rem; margin: 0 3rem 3rem; }
.fw-putting-label { font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 1rem; }
.fw-putting-title { font-family: var(--font-serif); font-size: 22px; font-weight: 600; color: #f4f2ed; margin-bottom: 1.5rem; }
.fw-putting-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; margin-bottom: 1.5rem; }
.fw-putting-step-letter { font-family: var(--font-serif); font-size: 28px; font-weight: 600; color: var(--fw-blue-mid); line-height: 1; margin-bottom: 0.25rem; }
.fw-putting-step-name { font-size: 13px; font-weight: 500; color: #f4f2ed; margin-bottom: 0.4rem; }
.fw-putting-step-body { font-size: 12px; line-height: 1.6; color: rgba(255,255,255,0.5); font-weight: 300; }
.fw-putting-quote { padding-top: 1.5rem; border-top: 0.5px solid rgba(255,255,255,0.1); }
.fw-putting-quote p { font-family: var(--font-serif); font-size: 16px; font-style: italic; line-height: 1.55; color: rgba(255,255,255,0.7); }

/* ── GAIT ARTICLE COMPONENTS ──────────────────────────────────────── */

.gait-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); border: var(--border-width) solid var(--border); border-radius: var(--border-radius-lg, 16px); overflow: hidden; margin: var(--space-8) 0; }
.gait-card { background: var(--card-bg); padding: var(--space-8) var(--space-6); }
.gait-card__letter { font-family: var(--font-serif); font-size: 3.5rem; font-weight: 600; line-height: 1; color: var(--amber); margin-bottom: var(--space-2); }
.gait-card__word { font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-faint); margin-bottom: var(--space-4); }
.gait-card__question { font-size: 0.875rem; line-height: 1.65; color: var(--text-muted); }
.gait-card__question strong { display: block; font-weight: 600; color: var(--text); margin-bottom: var(--space-2); font-size: 0.875rem; }

.callout { border-radius: var(--border-radius); padding: var(--space-5) var(--space-6); margin: var(--space-8) 0; }
.callout p { font-size: 0.875rem; line-height: 1.7; margin: 0; }
.callout--amber { background: var(--amber-light); border: var(--border-width) solid rgba(180,117,24,0.2); }
.callout--amber p { color: var(--amber-muted); }
.callout--amber strong { color: var(--amber-muted); font-weight: 600; }

.warning-banner { display: flex; gap: var(--space-3); align-items: flex-start; background: #fffbf0; border: var(--border-width) solid rgba(180,117,24,0.3); border-left: 3px solid var(--amber); border-radius: var(--border-radius); padding: var(--space-4) var(--space-5); margin: var(--space-6) 0; }
.warning-banner__icon { font-size: 1rem; line-height: 1.5; flex-shrink: 0; }
.warning-banner__body p { font-size: 0.8rem; line-height: 1.65; color: #7a5000; margin: 0; }
.warning-banner__body strong { font-weight: 600; color: #7a5000; }

.fee-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); border: var(--border-width) solid var(--border); border-radius: var(--border-radius); overflow: hidden; margin: var(--space-8) 0; }
.fee-panel { background: var(--card-bg); padding: var(--space-6); }
.fee-panel__label { font-size: 0.65rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-faint); margin-bottom: var(--space-3); }
.fee-panel__number { font-family: var(--font-serif); font-size: 2.25rem; font-weight: 600; line-height: 1; margin-bottom: var(--space-2); }
.fee-panel__number--bad { color: #b91c1c; }
.fee-panel__number--good { color: var(--teal); }
.fee-panel__desc { font-size: 0.8rem; color: var(--text-muted); line-height: 1.55; }

.data-table-wrap { border: var(--border-width) solid var(--border); border-radius: var(--border-radius); overflow: hidden; margin: var(--space-8) 0; }
.data-table { width: 100%; border-collapse: collapse; }
.data-table thead tr { background: var(--bg-secondary, #f4f2ed); }
.data-table thead th { text-align: left; font-size: 0.65rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-faint); padding: var(--space-3) var(--space-5); border-bottom: var(--border-width) solid var(--border); }
.data-table tbody tr { border-bottom: var(--border-width) solid var(--border); }
.data-table tbody tr:last-child { border-bottom: none; }
.data-table tbody td { padding: var(--space-3) var(--space-5); font-size: 0.875rem; color: var(--text-muted); vertical-align: top; line-height: 1.5; }
.data-table__ticker { font-weight: 600; color: var(--text); white-space: nowrap; }
.data-table__alloc { font-weight: 600; color: var(--amber); white-space: nowrap; }

.reading-list { list-style: none; padding: 0; margin: var(--space-6) 0; }
.reading-list__item { display: flex; gap: var(--space-4); align-items: flex-start; padding: var(--space-4) 0; border-bottom: var(--border-width) solid var(--border); }
.reading-list__item:last-child { border-bottom: none; }
.reading-list__num { font-family: var(--font-serif); font-size: 1.25rem; font-weight: 600; color: var(--amber); min-width: 1.75rem; line-height: 1.3; flex-shrink: 0; }
.reading-list__body { flex: 1; }
.reading-list__tag { display: inline-block; font-size: 0.6rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; padding: 2px 8px; border-radius: 20px; background: var(--amber-light); color: var(--amber-muted); margin-bottom: var(--space-1); }
.reading-list__title { font-size: 0.875rem; font-weight: 600; color: var(--text); margin-bottom: var(--space-1); line-height: 1.4; }
.reading-list__desc { font-size: 0.8rem; color: var(--text-muted); line-height: 1.6; }

.steps-list { list-style: none; counter-reset: steps; padding: 0; margin: var(--space-6) 0; }
.steps-list li { counter-increment: steps; display: flex; gap: var(--space-4); align-items: flex-start; padding: var(--space-4) 0; border-bottom: var(--border-width) solid var(--border); font-size: 0.875rem; line-height: 1.7; color: var(--text-muted); }
.steps-list li:last-child { border-bottom: none; }
.steps-list li::before { content: counter(steps, decimal-leading-zero); font-size: 0.7rem; font-weight: 600; color: var(--amber); min-width: 1.75rem; padding-top: 3px; letter-spacing: 0.05em; flex-shrink: 0; }

@media (max-width: 768px) {
  .gait-grid, .fee-compare { grid-template-columns: 1fr; }
  .data-table thead { display: none; }
  .data-table tbody tr { display: block; padding: var(--space-3) 0; }
  .data-table tbody td { display: block; padding: var(--space-1) var(--space-4); }
}

/* RESPONSIVE (framework pages) */
@media print {
  .fw-breadcrumb, .fw-actions, .fw-related { display: none; }
  .fw-hero, .fw-section, .fw-steps-section { padding: 1.5rem; }
  .fw-dark-band, .fw-putting { margin: 0 1.5rem 1.5rem; }
  .fw-divider { margin: 0 1.5rem; }
}
@media (max-width: 768px) {
  .fw-hero, .fw-section, .fw-steps-section { padding: 2rem 1.5rem; }
  .fw-hero__inner, .fw-four-grid, .fw-reading-band, .fw-compare-grid,
  .fw-steps-grid, .fw-related-grid, .fw-avoid-grid, .fw-risks-grid,
  .fw-super-card, .fw-buckets-grid, .fw-order-grid, .fw-fif-methods,
  .fw-putting-steps { grid-template-columns: 1fr; }
  .fw-etf-grid  { grid-template-columns: 1fr 1fr; }
  .fw-eq-grid   { grid-template-columns: 1fr; }
  .fw-dark-band, .fw-putting { margin: 0 1.5rem 2rem; }
  .fw-divider { margin: 0 1.5rem; }
  .fw-actions, .fw-related { padding-left: 1.5rem; padding-right: 1.5rem; }
}

/* ── PINS ARTICLE COMPONENTS ──────────────────────────────────────── */

.pins-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); border: var(--border-width) solid var(--border); border-radius: var(--border-radius-lg, 16px); overflow: hidden; margin: var(--space-8) 0; }
.pins-card { background: var(--card-bg); padding: var(--space-8) var(--space-6); }
.pins-card__letter { font-family: var(--font-serif); font-size: 3.5rem; font-weight: 600; line-height: 1; color: var(--teal); margin-bottom: var(--space-2); }
.pins-card__word { font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-faint); margin-bottom: var(--space-4); }
.pins-card__question { font-size: 0.875rem; line-height: 1.65; color: var(--text-muted); }
.pins-card__question strong { display: block; font-weight: 600; color: var(--text); margin-bottom: var(--space-2); font-size: 0.875rem; }

.callout--teal { background: var(--teal-light); border: var(--border-width) solid rgba(15,110,86,0.2); }
.callout--teal p { color: var(--teal-muted); }
.callout--teal strong { color: var(--teal-muted); font-weight: 600; }

@media (max-width: 768px) {
  .pins-grid { grid-template-columns: 1fr; }
}

/* ── FLOW ARTICLE COMPONENTS ──────────────────────────────────────── */

.flow-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); border: var(--border-width) solid var(--border); border-radius: var(--border-radius-lg, 16px); overflow: hidden; margin: var(--space-8) 0; }
.flow-card { background: var(--card-bg); padding: var(--space-8) var(--space-6); }
.flow-card__letter { font-family: var(--font-serif); font-size: 3.5rem; font-weight: 600; line-height: 1; color: var(--blue); margin-bottom: var(--space-2); }
.flow-card__word { font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-faint); margin-bottom: var(--space-4); }
.flow-card__question { font-size: 0.875rem; line-height: 1.65; color: var(--text-muted); }
.flow-card__question strong { display: block; font-weight: 600; color: var(--text); margin-bottom: var(--space-2); font-size: 0.875rem; }

.callout--blue { background: var(--blue-light); border: var(--border-width) solid rgba(24,95,165,0.2); }
.callout--blue p { color: var(--blue-muted); }
.callout--blue strong { color: var(--blue-muted); font-weight: 600; }

@media (max-width: 768px) {
  .flow-grid { grid-template-columns: 1fr; }
}