Disclaimer

The content on this site is provided for educational and informational purposes only. Nothing here constitutes financial advice, investment advice, tax advice, or any other form of professional advice. Mike Roberts is not a licensed financial adviser. The frameworks and content reflect personal experience and opinion only, and may not be appropriate for your individual circumstances. Past investment performance is not indicative of future results. You should always seek independent advice from a qualified financial adviser, accountant, or other licensed professional before making any financial or investment decisions. This site is intended for a New Zealand audience; tax and regulatory information may not apply in other jurisdictions.

In plain language

• This site is for educational purposes only.
• Nothing here is financial, investment, or tax advice.
• Mike Roberts is not a licensed financial adviser.
• The frameworks reflect personal experience and opinion — they may not suit your circumstances.
• Past investment performance is not a guide to future performance.
• Always seek independent advice from a qualified professional before making financial decisions.
• Content is primarily intended for a New Zealand audience; rules may differ elsewhere.

Seeking professional advice

If you need personalised financial guidance, please consult a licensed financial adviser. In New Zealand, you can search for a registered financial adviser at the Financial Service Providers Register.

For tax advice, consult a qualified accountant or tax adviser.